Personal finance for Windows & Linux
LocalSound's little sibling, for everyone who misses MS Money 97. It opens your old .mny file, keeps your accounts in a file on your own disk, and never asks for your bank login.
On a Mac? Sorry, LocalMoney doesn't run there yet. The macOS outlook is short and honest.
On a phone? LocalMoney is a desktop app. Your finances deserve a bigger screen anyway.
Version 0.24.0 · 2 November 2026 · What's new
Why it exists
MS Money 97 kept my finances in order for decades, until Windows 11 refused to run it.
LocalMoney picks up where it left off: it reads the old .mny file, brings back the register I'm used to, and stores everything in a file on my own disk.
What it does
Accounts, categories, payments. Bookkeeping, not a lifestyle app.
Open your old .mny file and LocalMoney brings over accounts, categories, payees, transfers and splits. Decades of history, rescued.
Accounts in any currency with a running balance, keyboard navigation from row to row, a calculator in every amount field and a calendar in every date field.
Import camt.053 statements from your e-banking, one file or a zip of several. Rules assign categories and recipients automatically.
Edit a rule right from the import, and move rules into the order they should apply.
Export an account's register to Excel or CSV, filtered and sorted the way you see it. Your import rules go out and come back in, so you can edit them in bulk there. Spreadsheet people, rejoice.
Categories with subcategories, and a recipient list that remembers who you pay.
Recurring payments in a calendar. Mark what's due and enter it with one click.
Split a transaction across categories, even after the fact, or move it to the account it actually belongs to.
Configurable backups, and an optional password for your accounts file. Belt and braces.
Dark or Light, matching your system, or OS for your system's plain look. Finances look less scary in the dark. Speaks English, German, French and Italian. Add your own theme or language, and LocalMoney detects it by itself. Here's how.
Your data
Your accounts file is a plain zip with a human-readable accounts.json inside. Settings are JSON, too. Nothing is locked away from you.
{
"SchemaVersion": 12,
"Accounts": [
{
"ID": 1,
"Name": "Checking account",
"InitialAmount": 1200.00,
"OpenDate": "1997-03-01T00:00:00",
"IsFavorite": true
}
],
"Transactions": [
{
"ID": 4711,
"AccountID": 1,
"Date": "2026-10-02T00:00:00",
"Amount": -42.50,
"Purpose": "Flint, premium grade"
}
],
"Categories": [ … ],
"ImportRules": [ … ]
}Screenshots
Four in the Dark theme, then Light and OS. Click to enlarge.
Questions & answers
Yes. Same deal as LocalSound: no trial, no ads, no account.
No, and it never will. Download a camt.053 statement from your e-banking and import it. LocalMoney never sees your bank login.
Yes, that's what it was built for. Other Money versions are untested. Try it and tell me how it went.
In your accounts file (Accounts.lmoney by default), wherever you save it. Settings sit next door, in LocalMoney/userSettings.json in your documents folder. The Support page has all the paths.
Yes, the same way as in LocalSound. One difference: LocalMoney never opens up to a browser, not even for theme building. Your finances stay in the app window. Here's how.
Not yet. Both are on the roadmap, right below "sleep". Wishes are welcome.
Only to ask whether there's a new version, with a random install ID, the version number and your operating system, and once a month whether there's news, with just the version and language. Not a single amount. The privacy page has more.
For the same reason as LocalSound: after decades of writing code to other people's orders, I wanted something that's entirely my own. The longer answer is on LocalSound's page. Your accounts, on the other hand, are readable JSON inside a zip file, password optional.
Latest releases
What's next
The plan, without a due date. Unlike your electricity bill.
Set an amount per category and see what's left this month. If you kept a budget in Money 97, the import has already brought it over. It's waiting in your accounts file.
One start page with the charts and lists that matter: balances, payments coming due, and where the money went.
Spending by category, income against expenses, any period you like. The reports Money 97 used to print, minus the dot-matrix noise.
Today it's camt.053. Next: MT940 for banks in Germany, Austria and the Netherlands, OFX and QIF for the US, Canada, the UK, France and Australia, and CSV with column mapping for banks that only speak spreadsheet.
System requirements
| Requirement | Windows | Linux |
|---|---|---|
| System | Windows 11, 64-bit | 64-bit, with apt: Linux Mint 21, Ubuntu 22.04, Debian 12 or newer, and friends |
| Also needs | Microsoft Edge WebView2. The installer adds it if it's missing. | GTK 3, libnotify and WebKitGTK. apt installs them with the package. |
| Installs | For your user only, no admin rights needed | With one sudo apt install |
| Updates | The app offers new versions and installs them on restart | With your system updates; the app tells you when one is ready |
| Bring | Your old Money 97 file, if you have one. Bank statements, if you don't. | |
Credits
These projects do a lot of LocalMoney's heavy lifting.
The native window the app lives in, on Windows and Linux.
Opens MS Money 97 files, which are Access databases underneath.
Zips your accounts file and adds the optional password.
The Windows installer and updates.
Download
It's free, and it won't judge your spending. Much.
Version 0.24.0 · Free · No account needed